SMI Lending

SMI Lending, Inc. (NMLS #224642) is a Dallas-based mortgage banker that specializes in residential home loan purchases and refinances, including conventional conforming, jumbo, FHA, VA, and USDA.

Joshua Hernandez

Joshua has worked for 11 years in the residential mortgage industry. He provides excellent customer service to each of his clients, offering his knowledge of the business in a clear-cut manner that explains the loan process from start to finish.

Client Review: The BEST!

user9920482 – 

We were referred to Joshua from a friend and were so thankful. Joshua is straight-forward, takes time to answer all questions and even though we have purchased many homes, he researched our unique VA loan situation thoroughly; guiding us through the entire process. Joshua is wonderful to work with and prompt at returning calls/emails. Our realtor was impressed, as was the seller's realtor, when our realtor was on her scheduled vacation and our closing was moved up. Joshua was an amazing liaison between all parties to ensure the early close would happen and it did! Joshua is an all-around great person and we will recommend him to everyone!

  • Zip Code: 76020
  • From: March 2017
  • What Was Needed: Home Purchase
  • Loan Type: VA